(804) 282-1238 info@cwealthra.com

The Tale of the Lion

It’s hard to fight genetics. For millions of years, our ancestors roamed the savannahs, searching for food and trying to stay alive.

Humans learned that if we miss a potential meal, there will be another opportunity. But miss a lion, swishing his tail in the grass, and you may be the meal.

Its baked into your biology, you are more likely to react to danger than opportunity.

Today we live in an electronic jungle. Ads flash on screens, headlines scroll, and voices scream on television and radio. Those who can get us to stop and listen are among the richest humans to have ever lived. Breaking News…


As Retirement Advisors, we tend to follow these simple principles:


1. Tune out daily financial commentary. You shouldn’t need to make changes all that frequently.

2. Since 1950 the S and P 500 has risen in almost 80% of the years.* Don’t try to time the markets.

3. Favor investments that can pay you a rising income whether markets rise or fall.

4. Review investments periodically, on your schedule. We meet with clients twice a year to review their finances, examine investment performance and discuss the future.


If you are retired or planning for retirement, we offer a no charge, no obligation financial analysis. We’ll review your key documents, check each investment, and conduct a stress test of over 1000 market scenarios that you could face during retirement.

We hope to show you ways to improve and grow your cash income. And give you a strategy to manage the risks you face (like inflation). We’ll also provide an unbiased calculation that shows how much you should be able to safely spend in each year of your retirement.

The analysis is detailed and comprehensive, and it’s free for you. When the process is complete we’ll even give you a $100 gift certificate to Ruth’s Chris Steak House.

Some of those who take advantage of this offer become clients of our firm. But often we serve to validate the strategies already in place with perhaps a few suggestions. The process and offer are designed for those age 50 and up who have retirement assets of $500,000 and over (including 401k’s IRA’s, stocks, bonds, mutual funds, annuities, and bank accounts).

To get started simply fill out the form below:

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Advisory services offered through Commonwealth Retirement Advisors. This information is for educational purposes only and should not be construed as advice. You should discuss your personal circumstances with the proper financial advisors prior to making any decisions. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.

*The S and P 500 is an unmanaged index of large companies. You cannot directly invest in an index. Past performance is not necessarily indicative of future results. All investments carry risks. Data obtained from NYU Stern School of Business.