(804) 282-1238

“Do not suppose opportunity will knock twice at your door.”

– Nicolas de Chamfort

Tracy Johnson, FPQP®

Director of Operations

“Do not suppose opportunity will knock twice at your door.”

– Nicolas de Chamfort


As Director of Operations, Tracy Johnson brings a refined approach to her role at Commonwealth Retirement Advisors. Her strategic oversight enhances our commitment to client-focused operations. She is passionate about providing clients with exceptional experiences, defined by customized attention and thoroughness. Tracy’s attentiveness to detail is paramount, rarely missing a beat. She attributes these traits to the hard work and dedication she gained in her early exposure to the investment industry from her father, a NYSE Specialist.


  • BA – Gettysburg College


  • 16 years


  • Financial Paraplanner Qualified Professional® – College for Financial Planning
  • Notary Public, Secretary of the Commonwealth

Prior Roles

  • Commercial Real Estate Research Associate, CoStar
  • Controller & Operations Manager, Tri-Star Construction,
  • VP – Capital Markets Conference Production, Institute for International Research
  • Operations Administrator and Trader, Berg Capital Corporation
  • Client Administrator – Tax and Estate Planning, William C. Burden & Co.

Service & Memberships

  • Salisbury Presbyterian Church (Member and Volunteer)
  • Boy Scouts of America, Troop 869 (Past Treasurer and Committee Member)


Tracy is married to David and cherishes time with her two sons. She enjoys traveling, reading, hiking (especially to see the beauty of a waterfall), and spending time with family and friends.

Other Team Members